(ProNewsReport Editorial):- Nashville, Jun 12, 2020 (Issuewire.com) – Unique By Design Realty, LLC is unveiling a new program for prospective buyers to improve their credit scores in order to purchase a home.
O’Bryant Cannon, Founder and Owner of Unique By Design, says the Credit Prep program will allow people to take advantage of a no-down-payment home buying option, “Often when people want to purchase a home, problematic credit issues stymie the process,” he says. “We’re now assisting people in raising their credit score to 620, so they can purchase a home with no down payment.”
Traditional credit repair companies offer only blind credit disputes, range in fees up to $200 each month, and don’t offer legal advice or representation. However, Credit Prep offers specific dispute assistance and can refer borrowers to legal providers. Additionally, if borrowers have no credit, this program maps out a plan to build credit.
Credit Prep is a fee-based service at $50 / month. However, borrowers recoup 100% of the fees when they purchase their home. “The entire goal is to get borrowers set up so they can ultimately purchase,” Cannon says.
Mr. Cannon says Credit Prep is particularly important for African-Americans and other borrowers of color in Nashville and Middle TN. “A low credit score keeps people from being able to purchase the home of their dreams,” he says. “The issue is not necessarily income, but credit. The goal is to give people more options to pursue their dream of becoming homeowners.”
Unique By Design Realty, among only a few Black-owned real estate firms in Nashville, has long been committed to transitioning people from renting into property ownership because doing so is core to advancement in life. “People want to have control over where and how they live,” he says, “And we believe in building people’s assets so if they choose to they can sell at a later date and enjoy the proceeds.”
“We differ from most real estate firms, and even mortgage lenders, because they will simply reject people with no or low credit. But we are here to help.” He says Unique By Design offers a complete solution touching on every phase of the home buying process, to meet people’s credit preparation, home search, mortgage referral, contract negotiation, and sale closing needs.
Mr. Cannon’s professional background is founded on seven years’ experience in real estate investing. “Buying property and helping people understand the importance of homeownership is truly my passion,” he says. After he studied and successfully obtained his real estate license in the State of Tennessee, he began his practice as a real estate agent and developer.
He guided numerous families to become homeowners and captured million dollar producer awards year after year. “This is where the concept of ‘Unique By Design Realty’ was born,” he says, “Opening a real estate brokerage was always the vision.”