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Comparison of LendingTree Inc. (TREE) and PennyMac Financial Services Inc. (NYSE:PFSI)

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As Mortgage Investment companies, LendingTree Inc. (NASDAQ:TREE) and PennyMac Financial Services Inc. (NYSE:PFSI) are our subject to compare. And more specifically their profitability, analyst recommendations, risk, dividends, earnings and valuation, institutional ownership.

Valuation and Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
LendingTree Inc. 321 2.06 7.71M 3.01 107.08
PennyMac Financial Services Inc. 31 0.43 41.28M 2.49 9.63

In table 1 we can see LendingTree Inc. and PennyMac Financial Services Inc.’s top-line revenue, earnings per share and valuation. PennyMac Financial Services Inc. is observed to has lower revenue and earnings than LendingTree Inc. The company with a higher price-to-earnings ratio is presently more expensive of the two stocks. LendingTree Inc.’s presently higher price-to-earnings ratio makes it the more expensive of the two businesses.

Profitability

Table 2 has LendingTree Inc. and PennyMac Financial Services Inc.’s return on equity, net margins and return on assets.

Net Margins Return on Equity Return on Assets
LendingTree Inc. 2,398,954.54% 27.2% 11.6%
PennyMac Financial Services Inc. 132,180,595.58% 10.6% 1.6%

Risk and Volatility

A 2.14 beta indicates that LendingTree Inc. is 114.00% more volatile compared to S&P 500. Competitively, PennyMac Financial Services Inc.’s 52.00% volatility makes it less volatile than S&P 500, because of the 0.48 beta.

Analyst Ratings

LendingTree Inc. and PennyMac Financial Services Inc. Ratings and Recommendations are available on the next table.

Sell Ratings Hold Ratings Buy Ratings Rating Score
LendingTree Inc. 0 0 2 3.00
PennyMac Financial Services Inc. 0 1 2 2.67

The upside potential is 9.93% for LendingTree Inc. with consensus price target of $397.5. Meanwhile, PennyMac Financial Services Inc.’s consensus price target is $35.33, while its potential upside is 13.27%. Based on the analysts opinion we can conclude, PennyMac Financial Services Inc. is looking more favorable than LendingTree Inc.

Institutional and Insider Ownership

Institutional investors held 83.7% of LendingTree Inc. shares and 30.8% of PennyMac Financial Services Inc. shares. 5.3% are LendingTree Inc.’s share held by insiders. On the other hand, insiders held about 5.3% of PennyMac Financial Services Inc.’s shares.

Performance

In this table we show the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
LendingTree Inc. -22.06% -22.41% -16.21% 11.14% 40.75% 46.9%
PennyMac Financial Services Inc. 0.46% 5.58% 8.64% 16.05% 27.06% 12.94%

For the past year LendingTree Inc. has stronger performance than PennyMac Financial Services Inc.

Summary

On 12 of the 15 factors LendingTree Inc. beats PennyMac Financial Services Inc.

LendingTree, Inc., through its subsidiary, LendingTree, LLC, operates an online loan marketplace for consumers seeking loans and other credit-based offerings in the United States. The company offers tools and resources, including free credit scores that facilitate comparison shopping for these loans and other credit-based offerings. Its mortgage products comprise purchase and refinance products. The company also provides information, tools, and access to various conditional loan offers for non-mortgage products, including auto loans, credit cards, home equity loans, personal loans, reverse mortgages, small business loans, and student loans. In addition, it offers information, tools, and access to other products, including credit repair, through which consumers obtain assistance improving their credit profiles; debt relief services, through which consumers obtain assistance negotiating existing loans; and home improvement services, through which consumers have the opportunity to research and find home improvement professional services. Further, the company provides personal credit data, through which consumers gain insights into how prospective lenders and other third parties view their credit profiles; real estate brokerage services, through which consumers are matched with local realtors who assist them in their home purchase or sale efforts; and various consumer insurance products, including home and automobile, through which consumers are matched with insurance lead aggregators to obtain insurance offers. Additionally, it operates CompareCards, an online source for side-by-side credit card comparison shopping; and SimpleTuition, an online marketing platform for student loans. The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015. LendingTree, Inc. was founded in 1996 and is headquartered in Charlotte, North Carolina.

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Source: on 2019-11-06 23:54:08

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