Identity Protect doesn’t have a lot of fine print to read through online. However, their identity theft protection insurance does come with some notable exclusions you should read through. For example, your identity theft coverage may not apply to certain clerical errors regarding your accounts, or in cases where fraud occurs due to the loss of valuable papers or documents.
When it comes to identity theft protection, there are many providers and plans to choose from. ID Watchdog and Identity Guard are two other companies in this space that offer similar plans for individuals, yet there are some distinct differences to be aware of.
For starters, you’ll probably notice that Identity Protect comes in behind some competitors in terms of its identity theft insurance coverage. Many providers offer up to $1 million in coverage, including the most affordable plan options. With Identity Protect, on the other hand, the basic plan only comes with up to $100,000 in loss protection reimbursement coverage.
Further, ID Watchdog really stands out in this category due to the fact its highest tier “ID Watchdog Platinum” plan comes with up to $1 million in identity theft coverage and up to $500,000 in coverage for stolen funds from your 401(k) or HSA account.
With that being said, Identity Protect does offer a very affordable option in terms of its highest tier “Ultimate” plan. We say this based on the fact you get monitoring of three credit bureaus for just $19.95 per month, whereas many providers charge considerably more than that for the highest level of identity theft and credit monitoring services.
With all of this being said, these are just a handful of the best identity theft protection services in operation today. Before you buy a plan for yourself or your family, you should compare providers and plans to find an option with the benefits you need at a price you can afford.
Source: on 2021-02-05 09:02:34
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