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Reviewing Equifax Inc. (EFX)’s and Its Peers results – The Financial Examiner

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We are comparing Equifax Inc. (NYSE:EFX) and its rivals on their analyst recommendations, institutional ownership, profitability, risk, dividends, earnings and valuation. They are Credit Services companies, competing one another.

Insider & Institutional Ownership

91.7% of Equifax Inc.’s shares are owned by institutional investors. Comparatively, 47.70% of all Credit Services’s companies shares are owned by institutional investors. 0.3% of Equifax Inc. shares are owned by company insiders. Comparatively, 14.03% of all Credit Services companies shares are owned by company insiders.

Profitability

On first table we have Equifax Inc. and its competitors’ return on assets, net margins and return on equity.

Net Margins Return on Equity Return on Assets
Equifax Inc. 13.06% 13.90% 6.20%
Industry Average 39.16% 25.29% 9.80%

Valuation and Earnings

The following data compares Equifax Inc. and its competitors’ valuation, net income and gross revenue.

Net Income Gross Revenue Price/Earnings Ratio
Equifax Inc. 446.50M 3.42B 30.00
Industry Average 678.60M 1.73B 22.68

Equifax Inc. has higher revenue and P/E Ratio than its rivals. The company has a higher price-to-earnings ratio which is currently more expensive in contrast to its competitors.

Analyst Recommendations

Table 3 provides breakdown of current ratings for Equifax Inc. and its competitors.

Sell Ratings Hold Ratings Buy Ratings Rating Score
Equifax Inc. 1 3 3 2.43
Industry Average 1.20 2.00 2.75 2.55

With average target price of $116.14, Equifax Inc. has a potential upside of 6.25%. As a group, Credit Services companies have a potential upside of 97.14%. By having stronger average rating and higher possible upside, Equifax Inc. make research analysts believe that the company is more favorable than its rivals.

Performance

Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of Equifax Inc. and its rivals.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Equifax Inc. -4.12% -5.23% -26.84% -20.89% -15.74% -16.52%
Industry Average 3.11% 5.00% 35.34% 20.69% 28.88% 25.32%

For the past year Equifax Inc. had bearish trend while Equifax Inc.’s rivals had bullish trend.

Liquidity

The Current Ratio and a Quick Ratio of Equifax Inc. are 1.2 and 1.2. Competitively, Equifax Inc.’s rivals have 9.88 and 10.05 for Current and Quick Ratio. Equifax Inc.’s rivals have better ability to pay short and long-term obligations than Equifax Inc.

Risk and Volatility

Equifax Inc. is 10.00% more volatile than Standard & Poor’s 500 because the stock has a beta of 1.1. In other hand, Equifax Inc.’s rivals have beta of 1.23 which is 22.84% more volatile than Standard & Poor’s 500.

Dividends

The annual dividend that Equifax Inc. pay is $1.56 per share with a dividend yield of 1.43%. On the other side, 4.87% is the dividend yield of Equifax Inc.’s competitors.

Summary

Equifax Inc.’s rivals beat on 5 of the 7 factors Equifax Inc.

Equifax Inc. provides information solutions and human resources business process outsourcing services for businesses, governments, and consumers. The company operates through four segments: U.S. Information Solutions (USIS), International, Workforce Solutions, and Global Consumer Solutions. The USIS segment offers consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting; mortgage loan origination information; financial marketing; and identity management services. The International segment provides information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and services to support debt collections and recovery management. The Workforce Solutions segment provides employment, income, and social security number verification services; and payroll-based transaction and employment tax management services. The Global Consumer Solutions segment offers credit information, credit monitoring, and identity theft protection products directly to consumers through the Internet and hard-copy formats. Equifax Inc. serves customers in financial service, mortgage, human resource, consumer, commercial, telecommunication, retail, automotive, utility, brokerage, healthcare, and insurance industries, as well as state and federal governments. It operates in the United States, Canada, Argentina, Brazil, Australia, New Zealand, Chile, Costa Rica, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Uruguay, Peru, Portugal, the Republic of Ireland, Spain, the United Kingdom, Cambodia, Malaysia, India, Russia, and Singapore. Equifax Inc. was founded in 1899 and is headquartered in Atlanta, Georgia.


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Source: on 2019-02-18 16:24:33

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